Investment Adviser Representative

Michael Lacy is a financial advisor who helps people to develop and achieve their financial goals. He has a passion for helping his clients move from uncertainty to confidence with their money and prides himself on his ability to simplify complex situations by leveraging effective strategies. A Certified Financial Planner with over 15 years of experience, Michael holds himself to the fiduciary standard of care and has an in-depth knowledge of all areas related to finance that will affect your life, including wealth management, investment allocation, taxation, retirement income, and estate planning. He specializes in helping people to prepare for retirement. In the same way that you flip on a light switch and know that the light will come on, he wants his clients to know that they will reach their financial goals without having to give a second to worry. His favorite part of the job is hearing clients say, “I feel so much better,” after taking the steps to get a financial plan in place.

Before joining the team at Alloy Wealth, Michael served as a Private Client Advisor with JP Morgan. He holds a master’s degree in Personal Financial Planning from the College for Financial Planning and a bachelor’s degree from Southwestern Assemblies of God University. 

Out of the office, Michael serves on the board of Red Roots Ministries, a missionary organization serving communities in Bolivia. Together with his wife, Alexandria, they have a six-year-old daughter and a three-year-old son. When not in the office, Michael can be found spending time with his family, cooking, playing golf, and honing his dad-joke skills.

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You see, it’s not “will there be” a market downturn, it’s “when” there will be a market downturn. Stock market downturns are inevitable, and that’s why there has to be a clear strategy for your portfolio to help protect your principal during down-market cycles, especially when it comes to retirement planning.

When it comes to investment management, Alloy Wealth will help guide you towards your goals.

Insurance services offered through Alloy Wealth Management Inc. Investment advisory services offer through Alloy Wealth Holdings LLC dba Alloy Investment Management. Alloy Wealth Management Inc and Alloy Wealth Holdings LLC dba Alloy Investment Management are affiliated by common ownership. Alloy Wealth Holdings, LLC - DBA Alloy Investment Management is a state registered investment adviser in South Carolina and North Carolina, and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

The information we provide regarding tax minimization planning is not intended to, and cannot, be used by anyone to avoid paying federal, state, or local municipalities, taxes, or penalties. You should seek advice based on your particular circumstances from an independent tax advisor as tax laws are subject to interpretation, legislative change, and unique to every specific taxpayer’s particular set of facts and circumstances.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Alloy Wealth Holdings LLC - DBA Alloy Investment Management.

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